THIS WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a noticeable decline in its presence. Driven by the boom of online and mobile banking, customers are increasingly preferring to virtual channels for their financial needs. This shift has resulted to a decrease in branch establishments, and many institutions are closing existing branches to reduce

Free cash flow (FCF) serves as a crucial metric for investors and business operators alike. It reflects the actual cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can signal a healthy and sustainable business, capable of growing. Understanding how to calculate FCF and effectiv